Privacy Policy

This Privacy Policy describes how Website Operator collects, protects, and uses the Personal Information User may provide on the congressionaltowncenter.com website and any of its products or services.

We are committed to complying with the Data Privacy Act of 2012, its Implementing Rules and Regulations, and our Company data privacy and protection policies we have to acquire internally.

It also describes the choices available to you regarding our use of your Personal Information and how you can access and update this information. This Policy does not apply to the practices of companies that we do not own or control, or to individuals that we do not employ or manage.

 

 

COVERAGE OF THE PRIVACY POLICY

 

Automatic collection of information
 

Our top priority is customer data security and, as such, we exercise the no-logs policy. We may process only minimal user data, only as much as it is absolutely necessary to maintain the Website or Services. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding Website usage. This statistical information is not otherwise aggregated in such a way that would identify any particular user of the system.

 

Collection of personal information

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You can visit the Website without telling us whom you are or revealing any information by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the Website’s features, you may be asked to provide certain Personal Information (for example, your name and e-mail address). We receive and store any information you knowingly provide to us when you fill any online forms on the Website.  When required, this information may include the following:

– Personal details such as full name, country or area of residence, etc.
– Contact information such as contact number, email address, address, etc.
–  Sensitive personal information such as your age, date of birth, marital status, employment status, profession, etc.
– Any other materials relevant to customer or applicant surveys and/or offers.

You can choose not to provide us with your Personal Information, but then you may not be able to take advantage of some of the Website’s features. Users who are uncertain about what information is mandatory are welcome to contact us.

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Use and processing of collected information

 

In order to make our Website and Services available to you, or to meet a legal obligation, we need to collect and use certain Personal Information. If you do not provide the information that we request, we may not be able to provide you with the requested products or services. Some of the information we collect is directly from you via our Website. However, we may also collect Personal Information about you from other sources. Any of the information we collect from you may be used for the following purposes

We are continuously compliant with the Data Privacy Act of 2012, its Implementing Rules and Regulations, and other privacy-related regulations.

We may distribute or disclose your Personal Data to

1. a credit reference agency where it may be obtained by other financial institutions to help us in the assessment of your application for a credit line with us and for debt tracing and fraud prevention;
2. either of our partner financial institution giving you a credit line facility;
3. any collection agency, payment center, or related service providers to aid the payment of services we have provided you;
4. any of our consultant, adviser, or auditor delivering services in connection with your account or we have engaged to offer our contractual obligation with your account;
5. any of our agent, contractor, the subcontractor delivering services in connection with your account;
6.any person to whom we intend to allot or transfer any of our rights and/or duties under our contract with you;
7. any guarantor or person providing security in association to your obligations under your contract with us;
8. either of our affiliate or subsidiary only for the purposes we have collected your Personal Data;
9. any quasi-judicial or judicial court where we have a basis to believe that disclosing your Personal Data is required for establishing a legal claim or defense, including to secure legal advice, to exercise the rights of the Company or those of its affiliates or subsidiaries or to institute any legal action, whether under our contract with you or against any third party; or
10. any person as obliged or permitted by law, rule, or regulation or by any decision or order of any court or government agency.
 

Disclosure of information

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Depending on the requested Services or as necessary to complete any transaction or provide any service you have requested, we may share your information with your consent with our trusted third parties that work with us, any other affiliates and subsidiaries we rely upon to assist in the operation of the Website and Services available to you. We do not share Personal Information with unaffiliated third parties. These service providers are not authorized to use or disclose your information except as necessary to perform services on our behalf or comply with legal requirements. We may share your Personal Information for these purposes only with third parties whose privacy policies are consistent with ours or who agree to abide by our policies with respect to Personal Information. These third parties are given Personal Information they need only in order to perform their designated functions, and we do not authorize them to use or disclose Personal Information for their own marketing or other purposes.

We will disclose any Personal Information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

 

Retention of information

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We will retain and use your Personal Information for the period necessary to comply with our legal obligations, resolve disputes, and enforce our agreements unless a longer retention period is required or permitted by law. We may use any aggregated data derived from or incorporating your Personal Information after you update or delete it, but not in a manner that would identify you personally. Once the retention period expires, Personal Information shall be deleted. Therefore, the right to access, the right to erasure, the right to rectification, and the right to data portability cannot be enforced after the expiration of the retention period.

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REQUESTS, ACCESS, APPEAL AND QUESTIONS REGARDING THIS PRIVACY STATEMENT

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The rights of users

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You may exercise certain rights regarding your information processed by us. In particular, you have the right to do the following: 

(i) you have the right to withdraw consent where you have previously given your consent to the processing of your information without consent under the Data Privacy Act of 2012;
(ii) you have the right to object to the processing of your information if the processing is carried out on a legal basis other than consent; 
(iii) you have the right to learn if the information is being processed by us, obtain disclosure regarding certain aspects of the processing and obtain a copy of the information undergoing processing; 
(iv) you have the right to verify the accuracy of your information and ask for it to be updated or corrected; 
(v) you have the right, under certain circumstances, to restrict the processing of your information, in which case, we will not process your information for any purpose other than storing it; 
(vi) you have the right, under certain circumstances, to obtain the erasure of your Personal Information from us; 
(vii) you have the right to receive your information in a structured, commonly used and machine-readable format and, if technically feasible, to have it transmitted to another controller without any hindrance. This provision is applicable provided that your information is processed by automated means and that the processing is based on your consent, on a contract which you are part of, or on pre-contractual obligations thereof.

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Cookies

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The Website uses “cookies” to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical purposes to operate or improve our Website and Services. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the features of the Website and Services.

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Information security

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We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We maintain reasonable administrative, technical, and physical safeguards in an effort to protect against unauthorized access, use, modification, and disclosure of Personal Information in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed. Therefore, while we strive to protect your Personal Information, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and our Website cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third party, despite best efforts.

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Data breach

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In the event we become aware that the security of the Website has been compromised or users Personal Information has been disclosed to unrelated third parties as a result of external activity, including, but not limited to, security attacks or fraud, we reserve the right to take reasonably appropriate measures, including, but not limited to, investigation and reporting, as well as notification to and cooperation with law enforcement authorities. In the event of a data breach, we will make reasonable efforts to notify affected individuals if we believe that there is a reasonable risk of harm to the user as a result of the breach or if notice is otherwise required by law. When we do, we will post a notice on the Website, send you an email, get in touch with you over the phone, mail you a letter.

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Changes and amendments

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We may update this Privacy Policy from time to time at our discretion and will notify you of any material changes to the way in which we treat Personal Information. When changes are made, we will be posting the amended notice on this page. 

Any updated version of this Privacy Policy will be effective immediately upon the posting of the revised Privacy Policy. Your continued use of the Website or Services after the effective date of the revised Privacy Policy (or such other act specified at that time) will constitute your consent to those changes. However, we will not, without your consent, use your Personal Information in a manner materially different than what was stated at the time your Personal Information was collected. 

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Acceptance of this policy

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You acknowledge that you have read this Policy and agree to all its terms and conditions. By using the Website or its Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to use or access the Website and its Services.

If you have questions, concerns or complaints concerning our compliance with the Data Privacy Act of 2012 or if you wish to utilize your rights to access, rectification, object, portability or deletion in instances permitted under the law, we encourage you to first contact us as required by the National Privacy Commission (“NPC”).

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Contacting us

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If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may do so via the contact form, send an email to congressionaltownc@gmail.com or write a letter to a business address.